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New Mortgage Rules Coming January 1, 2018
These new mortgage rules have been introduced by OSFI (Government agency know as the Office of the Superintendent of Financial Institutions), they regulate banks. From what I have been reading there are mixed messages coming out regarding these new rules, however we...
Mortgage Insurance or Life Insurance?
When you buy your first home, you’ll probably be asked if you’d like mortgage insurance. Before you accept the offer, ask yourself: "But if you already have a life policy, do you really need to insure your mortgage, too?" As somebody who has lost a spouse at her age...
More Changes to Residential Mortgage Underwriting
OTTAWA - October 17, 2017. Today the Office of the Superintendent of Financial Institutions Canada (OSFI) published the final version of Guideline B-20 − Residential Mortgage Underwriting Practices and Procedures. The revised Guideline, which comes into effect on...
Creating Wealth: 5 Attitudes to Avoid
Have you ever wondered if the way you habitually think is helping or hindering you in creating wealth and prosperity? Well, recent studies indicate that we can actually unwittingly sabotage our ability to achieve financial security. Here are 5 wealth-repelling...
Mortgage Rates Are Not Created Equal
Choosing the best mortgage from all the available lenders out there can be complicated. There are so many terms, features, restrictions and potential penalties to keep in mind. But at least mortgage rates are easy to compare: all you have to do is choose the lowest...
5 Easy Steps to Achieving Your Goals
If you're looking to make changes in your life, be it financial, romantic or anything else, it's easy to make plans. The hard part is working hard to achieve your goals. So, what separates the champs from all the rest? I’m glad you asked. In this video you will find 5...
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